Having a hard time getting approved for credit cards? Secured credit cards have minimal requirements and offer FAST online approval.
If you’re looking for instant approval credit cards, this option gives you spending power ASAP.
A secured card is easy to use. You just add a security deposit and the money you put in becomes the amount you can spend using the card. This lets you build up your credit score and is less risky for the credit card company.
The best secured credit cards can help you accomplish your goals with no hassle:
- Rebuild your credit. You can apply for a credit card, get fast approval and add a positive account to your credit report, building up your score quickly.
- Save money with cashback rewards. Some companies like Discover offer cash rewards secured credit cards that let you earn 1% or 2% cashback on purchases. Make sure to pay your credit card bill on time to avoid fees and maximize your savings.
- Travel more. If you’re looking to do more vacationing, the SKYPASS secured credit card with travel rewards is just one option to consider for earning miles AND building up credit. Double-check the terms and fees to make sure you pick the card that works for you.
Two of the best credit cards to rebuild your credit are the Bank of America Secured Credit Card and the Capital One Secured Credit Card with NO annual fees.