Stop Unknown Calls: Your Practical Phone Security Guide

Understanding How Unknown Calls Reach Your Phone

Unknown calls arrive on your phone through several different methods and sources. Modern phone systems use Voice over Internet Protocol (VoIP) technology, which allows people to make calls through the internet rather than traditional phone lines. This technology itself is legitimate and used by many businesses, but it also makes it easier for scammers to mask their true location and identity. When someone calls you, the phone number that appears on your screen comes from what's called Caller ID information. This information travels with the call through phone networks, but it can be altered or spoofed—meaning a caller can make their number appear different from their actual number.

How to Replace Your Mercedes Key Fob Battery →

Robocalls represent a significant portion of unknown calls. The Federal Communications Commission reported that Americans received approximately 3.7 billion robocalls in 2023. These are automated calls that use technology to dial numbers and deliver prerecorded messages. Some robocalls are legitimate—appointment reminders from doctor's offices, delivery notifications, or alerts from your bank. However, many robocalls are used for scams, spam, or unwanted marketing. The challenge is that you cannot always tell the difference just by looking at your phone screen.

Unknown calls may also come from telemarketers, survey companies, creditors, or individuals trying to reach someone at a wrong number. The volume of unknown calls has increased dramatically over the past five years due to advances in calling technology and the ease with which numbers can be spoofed. Understanding where these calls originate helps you recognize which ones pose genuine risks and which are simply unwanted but harmless.

Practical Takeaway: Most unknown calls arrive through internet-based calling systems that allow number spoofing. Learning to identify the source and purpose of calls helps you respond appropriately rather than reacting with alarm to every unknown number.

Recognizing Common Scam Patterns and Red Flags

Scammers use consistent tactics that appear in most fraudulent calls. Understanding these patterns helps you spot deception before you give away personal information. One of the most common red flags is when a caller claims to be from a government agency like the IRS, Social Security Administration, or Medicare. These agencies typically contact people by mail first, not by phone. If someone calls claiming you owe taxes, have a Social Security problem, or have Medicare issues, they are very likely running a scam. Legitimate government agencies do not threaten immediate arrest or legal action over the phone.

Free Guide to Yam Selection and Cooking →

Another major warning sign occurs when a caller creates a false sense of urgency. They may say your account will be closed, your utilities will be shut off, or your bank will freeze your funds unless you act within minutes. Scammers use pressure and fear to prevent you from thinking clearly. Legitimate companies give you reasonable time to address problems and do not pressure you to act in minutes. Similarly, callers asking for payment through unusual methods—such as gift cards, wire transfers, or cryptocurrency—are almost certainly scammers. Real companies accept standard payment methods like credit cards or checks, and they do not ask you to buy gift cards as payment.

Pay attention to requests for personal information. Legitimate companies already have your account information. If a caller asks you to confirm your Social Security number, full credit card number, or banking details, stop the call. Authentic businesses may ask for a partial number to verify your identity, but they will not ask for complete sensitive information over the phone. Additionally, scammers often spoof numbers to appear as if they are calling from numbers you recognize—your bank, a government agency, or even your own phone number. Trust your instincts: if something feels off about a call, it probably is.

Practical Takeaway: Watch for urgency, requests for payment via gift cards or wire transfer, claims of government authority, and requests for complete personal information. These patterns indicate fraud in roughly 90 percent of scam calls.

Using Your Phone's Built-In Protection Features

Modern smartphones include several built-in tools designed to reduce unknown calls and protect you from spam and scams. These features are free and often already activated on your device, though settings vary between iPhones and Android phones. Understanding what your phone offers can significantly reduce the number of unwanted calls you receive.

Get Your Free Overnight Oats Preparation Guide →

iPhone users can access call filtering through Settings > Phone > Silence Unknown Callers. This feature automatically sends calls from unknown numbers to voicemail while still allowing calls from people in your contacts, recent outgoing calls, and Siri Suggestions. You can also enable "Filter Unknown Callers" which provides an additional layer of protection. Additionally, iPhones allow you to block specific numbers by opening the phone app, finding the number in your recent calls, tapping the information icon, and selecting "Block this Caller." You can also block entire contact groups through settings.

Android devices offer similar protections through different menus. Go to Phone > Settings > Call Screening to view options. Google Phone app users can enable "Call Screen" which shows you information about callers before you answer, including whether the call is likely spam. The app displays a warning banner if a call appears suspicious. You can block numbers through your Contacts app or by long-pressing a number in your call history and selecting "Block." Some Android phones also feature "Spam Protection," which identifies likely spam calls automatically.

Both platforms allow you to create a "Do Not Disturb" setting that silences calls except from your favorite contacts. You can schedule this for nights and weekends. Additionally, you can enable voicemail transcription on both platforms, which converts voicemail messages to text so you can quickly read messages without listening to them. Do not forget to update your phone's operating system regularly, as security improvements are frequently included in updates.

Practical Takeaway: Activate your phone's built-in call filtering, enable "Silence Unknown Callers" or equivalent, and block specific numbers when they contact you repeatedly. These no-cost features eliminate most unwanted calls without requiring additional apps.

Evaluating Third-Party Call-Blocking Apps and Services

If your phone's built-in features do not reduce unwanted calls sufficiently, you may consider third-party call-blocking applications. These apps use large databases of known spam numbers and use algorithms to identify patterns of fraudulent calling. Popular options include RoboKiller, Nomorobo, Truecaller, and Whoscall. Some are free with limited features, while others offer premium versions with expanded protection.

Learn About Capital One Credit Card Login →

When evaluating these apps, understand what they actually do. They identify calls based on numbers that have been reported by many people as spam or scams. They cannot identify every fraudulent call because new numbers appear constantly. Apps generally fall into a few categories: those that block calls automatically, those that answer calls on your behalf with a recording and then hang up, those that require you to screen calls manually, and those that provide information about incoming numbers so you can decide whether to answer. Each approach has different benefits and drawbacks.

Before downloading any call-blocking app, check its privacy policy carefully. Many apps request access to your contacts, location, or call history to function properly. However, some apps have been discovered sharing user data with third parties or selling information. Read recent reviews on your phone's app store, particularly looking for comments about whether the app actually reduces unwanted calls and whether it causes battery drain. Free apps sometimes fund themselves through advertising, which may slow your phone's performance.

Important to note: no app blocks 100 percent of unwanted calls. Scammers regularly change phone numbers, so newly spoofed numbers may not yet be in any database. Additionally, some legitimate calls may be incorrectly identified as spam. Test any app for a week or two before relying on it completely. If an app significantly reduces your unwanted calls without major downsides, it may be worth using. However, your phone's built-in features accomplish most of what people need without privacy concerns.

Practical Takeaway: Third-party apps can reduce unwanted calls further, but review privacy policies and recent user reviews before downloading. Understand that no app catches all scams, and your phone's native features solve most common problems without data-sharing risks.

Responding to Unknown Calls: What to Do and What to Avoid

Your response when you receive an unknown call significantly impacts your safety. The safest response to an unknown call is simple: do not answer. Let it go to voicemail. If the call is important and legitimate, the caller will leave a message. This single practice eliminates most risk because scammers and spammers prefer not to leave messages—they need immediate responses to pressure you into action. By not answering,

Free Guide to Scheduling Your DMV Driver License Appointment →