When looking for a doctor, it helps to know what types of physicians exist and what they do. The medical field includes many different kinds of doctors, each trained to handle specific health concerns. Understanding these categories makes it easier to find the right person for your needs.
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A primary care physician (PCP) is often your first stop for health concerns. These doctors include MDs (medical doctors) and DOs (doctors of osteopathic medicine). They handle routine check-ups, manage common illnesses like the flu or high blood pressure, and refer you to specialists when needed. According to the Bureau of Labor Statistics, there are over 1 million active physicians in the United States, with primary care doctors making up a significant portion of this workforce.
Specialists are doctors who focus on specific areas of medicine. For example, a cardiologist specializes in heart and blood vessel health, while a dermatologist focuses on skin conditions. Other common specialists include:
Some doctors work in hospitals, others in private practices, and many work in urgent care clinics or community health centers. The setting where a doctor works can affect how they practice and what conditions they treat most often. For instance, an emergency medicine doctor at a hospital handles acute injuries and sudden illnesses, while a doctor in a clinic setting might focus more on preventive care and chronic disease management.
Practical takeaway: Before searching for a doctor, think about what type of care you need. Do you need a primary care doctor for ongoing health management, or are you looking for a specialist to treat a specific condition? Knowing this helps narrow your search significantly.
Insurance plays a major role in choosing a doctor for most people. When you have health insurance, your plan typically includes a network of doctors and facilities. Using in-network providers usually costs you less money than going to out-of-network providers. Understanding how to search your insurance network is one of the most practical steps in finding a doctor.
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Most health insurance plans — whether through your employer, purchased individually, or obtained through Medicaid or Medicare — provide a list of participating doctors. This list is called a network or directory. You can find this information in several ways. First, check any paperwork or materials that came with your insurance card. These often include information about how to search for doctors. Second, most insurance companies have websites where you can search their networks by specialty, location, or name. Third, you can call the customer service number on your insurance card and ask representatives to help you find doctors in your area.
When searching your insurance network, you can usually filter by:
It's important to note that insurance networks change regularly. Doctors may join or leave a network, and your coverage may change if you switch insurance plans. For this reason, it's worth checking your current insurance network information before making an appointment. If a doctor you like is no longer in your network, you have options. You can choose a different in-network doctor, or you can use an out-of-network provider and pay higher costs. Some insurance plans offer a way to request an exception for out-of-network care, though this isn't always available.
According to healthcare data, people with insurance who use in-network providers save an average of 20-40% on medical costs compared to those using out-of-network doctors. This makes network searching a financially smart first step.
Practical takeaway: Before looking for a specific doctor, log into your insurance company's website or call the number on your card to understand your network options. Make a list of 3-5 in-network doctors in your area before making any calls or appointments.
Once you have a list of potential doctors, the next step is to research their background and qualifications. Knowing where a doctor trained, what their experience includes, and whether they have any disciplinary history helps you make an informed choice. Several resources make this information publicly available.
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Start by checking medical board websites. Every state has a medical board that licenses and regulates physicians. You can search your state's medical board website to verify that a doctor is licensed to practice in your state. These websites also show disciplinary actions, though most doctors have clean records. The Federation of State Medical Boards offers links to all state medical boards on its website, making it easy to find the right one for your location.
The Healthgrades website and similar platforms show information about doctors' medical school education, residency training, and board certifications. Board certification means a doctor has met specific educational and testing requirements in their specialty area. For example, the American Board of Internal Medicine certifies doctors who specialize in internal medicine. While board certification isn't required to practice medicine, it shows a doctor has additional training in their field.
You can also search for doctors on:
When looking at reviews, consider both the quantity and quality of feedback. A doctor with 30 reviews that average 4.5 out of 5 stars probably has a good track record, but one or two reviews shouldn't determine your choice. Pay attention to specific comments. Reviews that mention punctuality, listening skills, thoroughness, and communication tend to be more useful than vague praise or criticism.
Red flags to watch for include: multiple recent disciplinary actions from the state medical board, very few reviews combined with very low ratings, or reviews that describe being ignored or rushed during appointments.
Practical takeaway: Spend 15-20 minutes researching each doctor on your list. Check their state medical board license, look for board certifications, and read patient reviews. Write down any concerns so you can ask about them during your first appointment.
After you've narrowed your list to a few doctors who seem like good fits, the next step is to contact their offices. This conversation helps you learn whether the doctor is a good match for your needs and what to expect from their practice.
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When you call a doctor's office, be prepared to give basic information: your name, birth date, insurance information if you have it, and the reason you're seeking care. Be clear about whether you're looking for a new primary care doctor or a consultation with a specialist. The office staff can tell you quickly whether the doctor is accepting new patients. According to healthcare surveys, about 15-20% of doctors in any given area are not accepting new patients at any given time, so this is an important first question.
Once you confirm they're accepting new patients, consider asking these questions:
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.